जब आप क्रोध में होते हैं, तब आब्जर्वेशन कम से कम रह जाता है। जब आप क्रोध में होते हैं, तब निरीक्षण की क्षमता बिलकुल खो जाती है। और जब क्रोध में होते हैं, तब सर्वाधिक निरीक्षण की जरूरत है। लेकिन बड़े मजे की बात है, अगर निरीक्षण हो, तो क्रोध नहीं होता; और अगर क्रोध हो, तो निरीक्षण नहीं होता। ये दोनों एक साथ नहीं हो सकते हैं। अगर एक व्यक्ति क्रोध में निरीक्षण को उत्सुक हो जाए तो क्रोध खो जाएगा।

जीवन प्रतिपल चुनौती है। और जो उसे स्वीकार नहीं करता, वह जीते जी ही मर जाता है। बहुत लोग जीते जी ही मर जाते हैं। बर्नार्ड शा कहा करता था कि लोग मरते तो हैं बहुत पहले, दफनाए बहुत बाद में जाते हैं। मरने और दफनाने में कोई चालीस साल का अक्सर फर्क हो जाता है। जिस क्षण से व्यक्ति जीवन की चुनौती का स्वीकार बंद करता है, उसी क्षण से मर जाता है। जीवन है प्रतिपल चुनौती की स्वीकृति।

लेकिन चुनौती की स्वीकृति भी दो तरह की हो सकती है। चुनौती की स्वीकृति भी क्रोधजन्य हो सकती है; और तब प्रतिक्रिया हो जाती है, रिएक्शन हो जाती है। और चुनौती की स्वीकृति भी प्रसन्नता, उत्फुल्लता से मुदितापूर्ण हो सकती है; और तब प्रतिसंवेदन हो जाती है।

अक्सर ही जीवन जैसा प्रारंभ होता है, वैसा अंत नहीं होता। अक्सर अंत सदा ही अनिर्णीत है, अंत सदा ही अदृश्य है। अक्सर ही जो हम सोचकर चलते हैं, वह नहीं होता। अक्सर ही जो हम मानकर चलते हैं, वह नहीं होता। जीवन एक अज्ञात यात्रा है। इसलिए जीवन के प्रारंभिक क्षणों में--किसी भी घटना के प्रारंभिक क्षणों में--जो सोचा जाता है, वह अंतिम निष्पत्ति नहीं बनती। और हम भाग्य के निर्माण की चेष्टा में रत हो सकते हैं, लेकिन भाग्य के निर्णायक नहीं हो पाते हैं; निष्पत्ति कुछ और होती है।

The four years from 2004-05 were a remarkably good period for the finances of State Governments.

The average combined fiscal deficit of States fell to 2.2 per cent of GDP, from their preceding four years' level of 4.2 per cent.

An average revenue deficit of 2.5 per cent during 2000-01 to 2003-04 turned into a surplus of 0.1 per cent for the subsequent four years.

The outstanding debt-GDP ratio, which had steadily risen from 22.5 per cent in 1990-91 to 32.8 per cent in 2003-04, also declined to 26.6 per cent by 2007-08.

All this was, of course, facilitated by high economic growth, which proved to be the proverbial tide that lifted all boats.

The last couple of years have, however, seen a setback to the fiscal turnaround process, with the general growth slowdown impacting the States' own revenues and share in Central taxes.

This, alongside the implementation of new Pay Commission scales for employees, has led to the re-emergence of revenue deficits and the overall fiscal deficit climbing beyond 3 per cent.

The Reserve Bank of India's recent State Finances: A Study of Budgets shows that the number of States with revenue deficits increased from just four in 2007-08 to six in 2008-09 and 11 in 2009-10.

Even for 2010-11, nine States are budgeted to have revenue deficits; the figure may well go up in the revised estimates

The picture is worse in States such as West Bengal, where interest payments, salaries and pension payments consume over two-thirds of revenue receipts, as against roughly a third in Tamil Nadu and Maharashtra or less than a fifth in Chhattisgarh.

Whichever alliance comes to power in West Bengal — the last State to have enacted a fiscal responsibility law in July 2010 — will have its task cut out.

Reverting to the path of fiscal consolidation is important not only to create headroom for more purposive, growth-promoting investments, but also to complement the reforms already underway at the State-level.

Take the Gujarat Government's move to have separate agricultural power feeders that provide guaranteed eight-hour supply to run farm pump-sets and single-phase electricity for the rest of the day.

Or, Ms Mayawati's administration in Uttar Pradesh, which has chosen its own concessionaire to build a 165-km, six-lane expressway between Greater Noida and Agra, without involving the National Highways Authority of India.

One could also mention Chhattisgarh (which has a well-functioning paddy procurement and public distribution system that was non-existent till recently) and Madhya Pradesh (which has demonstrated the viability of depositing procurement monies directly into farmers' bank accounts).

Such initiatives are worthy of emulation even by the Centre, which should set its own standards for the States to undertake further reforms and maintain fiscal discipline.

ANSWER IF YOU CAN THINK LIKE AN IAS OFFICER?

1. Effects of globalization on India? growth versus equity debate

2. Apprehension among Indians about East India Company still today??

3. There are so many institutes cropping up in the country what is your opinion about the quality of education they are offering?

4. what qualities you look in a civil servant?

5. Most of the creams is in medical and engineering colleges, is it good for the country?

6. In a situation where people are demolishing a temple/mosque - what would you do as a DM/SP?

7. North East - police excesses - common man’s suffering-comment.

8. Human involvement in administration?

9. What do you like about India’s tradition, is good for us?

10. Why Naxals are against schooling system?

11. One thing which can transform India?

12. In a place where groundwater is polluted somewhere and water is drawn from a nearby river and stored in an overhead tank from where it is supplied to all the houses through pipes. Now terrorist attacks are taking place on these pipes- what would you do?

13. Suppose you are DC and due to maoists terror, people have stopped coming to offices and administration is in paralysis. What would you do?

14. Suppose you are SP and senior officers are engaging in corrupt acts. What would you do?

15. Suppose ground water is polluted in an area and no nearby river is available. What would you do?

16. Comparative analysis of waterways, railways, roadways as a means of transport?Which is more polluting road or rail?

17. Suppose we are designing an expressway from New Delhi to Chandigarh to reduce travel time. What are all the basic considerations?

18. Comment on caste

19. Why crime against women is more in north India than in south India?

20. Role of culture in health

21. You are posted in a rural area and you have to cross a river with boat.
There is a older or a servant with you who has served you for 15-20 years and your boss also in the boat, boat start to sinks in the middle and you only know swimming. Whom will you save? You can save just only one person. Your boss can give you rewards and medals...Whom will you save and why?

22. You are DM of Jodhpur, Prince Charles come and ask you to arrange facility to shoot a deer and Bishnoi community is there who will surely oppose this. what will you do?

23. Now you are DM of Sriganganagar , there was incidence of fake arm licenses being issued to people and few big officials are now under scanner , so what will you do??

24. Because of your honesty, you are being regularly transferred; your wife will not pack bags then what u will do? Education of your children also will suffer due to transfers

25. Should Anna Hazare (civil society) allowed in the process of law making?

26. Nowadays many using Satyagraha as a tool to hamper Government function.. What do you think about this?

27. If separate Elam created, what is India’s stand? (she replied India will not favor as it affects territorial integrity of Srilanka)

28. Then India interfered internal matter of Pakistan? (asked about India’s involvement in Bangladesh freedom)

29. is there any scheme in India provides food directly to hungry stomach? If no, what will you suggest?

TOP FIFTY QUESTIONS WHICH SHOULD BE ANSWERED..

1. Pillars of democracy and their functions
2. Constitutional authorities and their duties
3. Role of CVC, planning commission
4. Green revolution- benefits and consequences
5. Budget-what & why?
6. Planning process in India
7. Panchayat raj system
8. Linking of rivers-what and why?
9. Major social issues to be addressed
10. Major national level projects of Gov.of India
a) Welfare projects
b) Developments projects

11. Important Acts enacted in recent years in parliament
12. Reservation for women-comment
13. MMR and IMR
14. Imposition pf president rule-when and how
15. J & K problem
16. Terrorism, insurgencies, naxalism and maoism
17. Tsunami and earth quake- what and compare
18. Economic indicators-GDP, G & P, etc.
19. Inflation, consumer price index, deflation
20. Recent scams in India
21. Impact of LPG
22. Environmental issues facing by India
23. Comment on infrastructure, education and healthcare system in India
24. Millennium development goals
25. Black money- what and its impact

26. Internal and external security issues
27. Judicial activism and judicial overreach
28. Telungna issue
29. Tax systems in India-central and state
30. Police reforms
31. JPC & PAC-what and why
32. RTI Act
33. RTE Act
34. Nuclear policy of India
35. Foreign policy of India
36. Tax heavens
37. What is FERA and FEMA
38. Violence against Women and Children
39. Acts which protects women and children
40. Coalition government
41. About north eastern states
42. Sustainable development
43. Various sections of IPC
44. Pillars of good governance
45. Ethics in governance
46. Laws available in India to tackle corruption
47. BIMARU states- what and why
48. SAARC-what and why
49. G-20, BRIC countries
50. Names of UN organisations and their goals

few important topics for punjab national bank exam-descriptive paper

How to handle agitations?

1. • Telengana MP’s fast to drop charges against students
2. • Gujjar Stir
3. • Shiv sena protest against removal of Dadoji Konddeo’s statue: 50
4. buses destroyed
5. • Loss of public property
6. • Disturbance to normal life
7. Corruption and Scams • 2G Scam
8. • Commonwealth Games scam
9. • Adarsh Housing
10. • Allegation on CVC P. J. Thomas
11. • Allegation on B. S Yedurappa
12. • Illegal Mining in Karnataka
13. • S-Band spectrum issue
14. • Black Money
15. • Radia tapes controversy
16. • Demand for JPC
17. • Karnataka Lokayukta issue

Internal Security

1. • Kashmir Issue
2. • Naga issue
3. • Separatist movement in North Eastern states
4. • Naxalism
5. • New initiatives for internal security and Coastal Security

Centre State relations

• Karnataka: Role of governor, anti defection and centre state

relations

Inter state water dispute

1. • Krishna tribunal award
2. • Babli project
3. Babri verdict
4. • What to prevail: Faith or Reason
5. • Appreciation and Criticism
6. Civil liability for nuclear damage bill 2010
7. • The Act
8. • CSC

Voting Behavior

• Landslide win of Nithish Kumar

• Return of UPA in power

AFSPA

1. • Should it be repealed.
2. Caste census
3. • Why and why not?
4. • Merging caste enumeration and head count: pros and cons
5. Declining Parliamentary behavior
6. • Disruptions in parliament

Politics of Regionalism

• Telangana issue

• Srikrishna panel report

Freedom of expression

• Book ban and freedom of expression

• Freedom of expression and contempt of court

Women Reservation in India

1. ADMINISTRATIVE
2. Aadhar: Unique Identification Scheme
3. Census 2011
4. Electoral Reforms
5. Police reform
6. • Narco test & supreme court;
7. Criticism of planning commission

Judicial reform

1. • Judicial Standards and Accountability Bill
2. • Centres for Advanced Legal Studies and Research Bill, 2010
3. • The Prime Minister has recently called for a major overhaul of the
4. legal education system in the country to bring it in tune with the needs of the current socio-economic scenario.
5. • Impeachment proceedings against justice Dinakarna and Sukumar Sen
6. • Uncle Judge syndrome

Educational reform

1. • Higher education and Research bill
2. • Educational tribunals bill
3. • Foreign universities bill
4. • Privatisation of higher education ©VISION IAS
5. • FDI in Higher Education

Health Sector reform

• Medical ethics and clinical trial;

• Bachelor of Rural Health Care course

• Medical Courses in IIT

Industrial disasters

• Bhopal Gas Tragedy

• Chitra oil spill

Accidents

• How to reduce accident in IAF;

• Railway Safety

Civil Services Reform

• ARC

• Civil Services Survey

Social

1. Death penalty
2. • Philosophical Debate
3. • Mercy plea
4. Honor killing
5. • about 1000 killed every year
6. Gender equality
7. • Gender equality and armed forces
8. Death of RTI activists;
9. Provisions and programs for
10. persons with disabilities;
11. Surrogacy in India
12. • law and morality superstitions

Socio-Economic

Naxalism

• IAP-LWE(Integrated action plan for left wing extremism affected areas)

Food security

1. • Food security: Universal or Targeted
2. • New proposed bill
3. • Difference between NAC and PM/PC
4. • Demand for PDS Reform
5. PDS reform
6. • Behind the success story of universal PDS in TN
7. • Inflation & public investment in agriculture ,universal PDS, Future trading
8. • Maharashtra using GPS to track kerosene tankers of PDS
9. • PDS and biometric, GPS, SMS
10. • PDS reforms conferenceInflation
11. • New WPI
12. • New CPI
13. • ESMA
14. Paid news
15. • SEBI's direction to PCI(PCI's guidelines) regarding private treaties between media houses and listed or to be listed non media

companies ;

• Corruption in media

• Radia tapes controversy

Environment and Development

1. • Jaitpur power plant& peoples protest
2. • Plan to give tribal a share of mining profits
3. • potential future value of land must be considered for compensation
4. • Media hype and reality of new India
5. • Implementation of FRA
6. • Illegal mining
7. • Commission to probe illegal mining of coal, iron and manganese;
8. • New Mines and Minerals (Development and Regulation) Bill, 2010
9. • action plan to curb illegal mining;
10. • Climate change and Developing countries.
11. • POSCO issue
12. • National Green Tribunal
13. • GM crops
14. Decontrol of petrol prices
15. • Revenue neutral regime for petroleum tax; Population
16. • Population in the era of globalization: asset or liability

Economic

Need for Super Regulator

• Regulatory bodies : what , why, balance b/w autonomy and accountability

• ULIPs , IRDA and SEBI

• issue of overlapping jurisdiction of regulators

• FSDC

TAX REFORMS:GST&DTC

• benefits and hurdles

FDI in retail

• Discussion paper

Financial inclusion

1. • launch of ‘Swabhimaan', a special campaign for financial inclusion to bring banking to the masses
2. • New Banking licenses
3. • Bank denying Muslim scholarship accounts;
4. • One rupee bank account;
5. • Mobile Banking
6. • Financial inclusion and India post International Issues
7. Wikileaks :pros and cons
8. Currency war
9. Migration, Globalisation etc
10. MDG

Pro democracy protests in Mediterranean and Arab countries.

• Egypt, Libya, Yemen etc.

Environment issues

1. • Global warming/Cancun Summit
2. • Biodiversity/ Nagoya summit
3. Middle East peace process Bilateral
4. India's Global Leadership
5. • P5 heads visited India in 2010
6. • India's Cancun efforts appreciated
7. • Global reports predict bright Vibrant Economy
8. • India in the Security Council
9. 2010 - Scripting a landmark year in Indian diplomacy
10. Recent Bilateral Updates.
11. • USA, Russia, France, China, UK, Myanmar, Sri Lanka, Malaysia etc.